• Eat in more often and cook from scratch as often as possible
• Avoid convenience foods like fast food and prepackaged foods
• See if the store brand meets your needs
• Look for the “dented can” shopping cart as soon as you enter the store
• Bring your own coffee and soda to work rather than buy from a vending machine.
• Use the pricebook
• Buy in bulk when the price book tells you to
• Buy your foil, wax paper, plastic wrap from restaurant supply stores
• Plant a garden
• Use food dehydrators. Here are plans to build your own food dehydrator
• If you can’t do a garden. Check out farm stands, farmers markets, and “pick your own” farms
• Order water at a restaurant instead of soft drinks, coffee, tea or alcohol
• Shop Aldi and other no frills grocery stores
• Become a vegan
• When inside a supermarket, ask the deli manager what time they mark down food items at night
• Buy chuck roasts. Cook and shred the meat for soups, stews, and BBQ beef
• Subscribe to the 99 cent chef blog
• Utilize freezer meals

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2008 YTD Realized Gain/Loss = 46%
2008 YTD Unrealized Gain/Loss = -1.62%
Current Money Market/Dividends/Distribution Yield = 11.96%

August_zecco

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Credit Freeze Guide
Free Credit Score

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zagat

Zagat.com offers a 60-Day subscription for free via coupon code "TASTE". This subscription gives you access to Zagat's online database of restaurants, nightlife, hotels, and attractions.

Be sure to tip me for this tip. I saved you $9.90!

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Comcast Corp., the nation's second-largest Internet service provider, Thursday said it would set an official limit on the amount of data subscribers can download and upload each month. On Oct. 1, the cable company will update its user agreement to say that users will be allowed 250 gigabytes of traffic per month, the company announced on its Web site.

Cox Communications' monthly caps vary from 5 gigabytes to 75 gigabytes depending the subscriber's plan. Time Warner Cable Inc. is testing caps between 5 gigabytes and 40 gigabytes in one market. Frontier Communications Co., a phone company, plans to start charging extra for use of more than 5 gigabytes per month.

If you have saved money or made money because of this blog, tip me. For $3 you get to download my seminars. They teach you how to save $130,000 over your lifetime by smarter spending, how to make an 11% return on your investments every year, and how to earn $800 a month in your spare time!

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Have you ever used your credit card and been asked for ID? Did you know this is against the merchant guidelines that govern Visa and MasterCard? MasterCard even has a simple-to-use form where you can alert them if a merchant required ID.

The policy does not make sense to me, especially since I sign the back of all my cards "photo ID required".

Be sure to tip me for this tip!

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It can be daunting to find, compare, and then apply for the best reward credit cards. American Express, Citibank, Chase, Discover, Capital One, Bank of America, and other credit card companies offer dozens of competing Visa, MasterCard, AmEx, and Discover credit cards. Their credit cards' reward structures for cashback, frequent flyer airline miles, and points are a complex mix of tiers, limits, categories, and earning percentages.

The Credit Card Tune-Up calculator makes all of that easy. Just plug in how much you spend each month, press Enter, and you'll be presented with a list of recommended cards sorted from best to worst by your expected first-year annual reward. All reward currencies (miles, points, cashback) are translated into dollars for an easy apples-to-apples comparison.

If you have saved money or made money because of this blog, tip me. For $3 you get to download my seminars. They teach you how to save $130,000 over your lifetime by smarter spending, how to make an 11% return on your investments every year, and how to earn $800 a month in your spare time!

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